All guides
Client education
Ten questions to ask before a home closes
A short list a buyer can work through in one sitting so nothing important is discovered after the keys change hands.
Checklist
4 minute readBuyers and their agentsEvery buyer gets a folder. Almost nobody reads it. These ten questions take about fifteen minutes and cover most of what people wish they had asked.
About the house - How old is the roof, and has it been replaced or repaired - Have there been prior claims on this property - What is the heating, plumbing and electrical situation, in years rather than adjectives - Is any part of the lot in a flood zone
About the coverage - What is my deductible, and how does it apply - What is specifically excluded - What is handled separately from the standard policy - How was the rebuild estimate calculated
About the household - What would we need to replace first if we lost everything in the house - Who do we call, at what number, on the first day something goes wrong
Why the last question matters most The most common regret we hear from new homeowners is not about coverage. It is that nobody knew who to call at ten at night when water was coming through a ceiling. Write the name and number on the inside of the folder before the folder goes into a drawer.
What this guide does not do This is general education. It is not a recommendation, and it makes no statement about savings, approval, pricing, eligibility or the outcome of any review.
Coverage options, eligibility and pricing vary by individual situation. Insurance conversations should be based on each customer's needs, goals and eligibility. This is general information and not a specific recommendation.